Securities lending
Cash loans for the purchase of securities.
Our loans represent a bridge between you and market opportunities. Liquidity is key in the business world — do not miss the right moment.
Liquidity is of key importance
The bridge between you and market opportunities.
Liquidity is of crucial importance in the business world. Success depends on our quick reactions to offered opportunities. Funds are usually unavailable in such moments — which is why we offer you the option of loans.
You can use the obtained funds to buy securities through the online platform ILIRIKA Online. You can apply for a loan via the online form — a branch visit is not required.
Product comparison
Three products. One place.
Description
Maximum amount
Min. portfolio value
Maturity
Interest rate
Approval
Advantages
Why choose a loan with ILIRIKA?
Success depends on our quick reactions to the opportunities offered. Funds are usually unavailable at such times — that is why we offer you the possibility of loans.
Without going to a branch
You can apply for a loan using the online form on the ILIRIKA Online platform, right from the comfort of your own home.
Quick approval
The loan is expected to be approved within one to two business days. The funds are immediately available on the trading account.
Flexibility
You can repay the loan at any time. We tailor loans to the individual needs and wishes of our clients.
Frequently asked questions
Everything you need to know.
Is the loan allowed only for the purchase of shares?
Yes, you can only use the borrowed funds for leveraged stock trading, through your investment account with ILIRIKA.
Which securities can I trade?
You can use the borrowed funds to trade all liquid securities, such as shares on major international stock exchanges, Krka shares, Petrol shares, or other shares on the Ljubljana Stock Exchange. The liquidity of securities is determined on the basis of the company's internal regulations.
What are the costs?
The amount of money for taking out a loan depends on the product selected. For REPO loans, the minimum portfolio value is EUR 100,000. In the case of a loan for the purchase of securities or a limit on a transaction account, there is no minimum amount, but there is an upper limit — the maximum lending amount is EUR 20,
How can I activate the limit/REPO/lending option on my investment account?
First, you must have an open trading account with ILIRIKA d.d. and have liquid securities in your portfolio. Once this condition is met, request a loan or limit via the online trading platform. A visit to the branch office is not required. The loan is expected to be approved within one to two business days.
How does leverage trading work?
Trading with borrowed funds, i.e. leverage, means that ILIRIKA lends you a portion of the funds that can be used to purchase securities. If you make a profit from these borrowed funds in trading, it is exclusively yours.
What are ETFs?
ETFs (Exchange Traded Funds) or funds traded on the stock exchange, are pre-assembled baskets of different investments or portfolios, the shares of which can be traded. By purchasing an ETF, you become the owner of the assets it holds in its portfolio, without the need to buy each individual investment separately.
How to open a trading account?
You can open a trading account from home via video identification on ILIRIKA Online, or by visiting a branch, where our representatives will be happy to open an account for you and answer any questions you may have.
