Securities lending

Cash loans for the purchase of securities.

Our loans represent a bridge between you and market opportunities. Liquidity is key in the business world — do not miss the right moment.

Liquidity is of key importance

The bridge between you and market opportunities.

Liquidity is of crucial importance in the business world. Success depends on our quick reactions to offered opportunities. Funds are usually unavailable in such moments — which is why we offer you the option of loans.

You can use the obtained funds to buy securities through the online platform ILIRIKA Online. You can apply for a loan via the online form — a branch visit is not required.

Product comparison

Three products. One place.

Condition

Condition

Loan

Loan

up to EUR 20,000

up to EUR 20,000

Account restriction

Account restriction

up to EUR 20,000

up to EUR 20,000

Repo agreement (REPO)

Repo agreement (REPO)

up to EUR 20,000

up to EUR 20,000

Description

Taking out a loan to purchase securities

Taking out a loan to purchase securities

Funds are credited to the trading account immediately upon approval.

Funds are credited to the trading account immediately upon approval.

Instant purchase without prior payment

Instant purchase without prior payment

The funds are displayed as a negative balance on ILIRIKA Online.

The funds are displayed as a negative balance on ILIRIKA Online.

Funding of strategic purchases and acquisitions

Funding of strategic purchases and acquisitions

Temporary sale of existing securities with an obligation of subsequent repurchase.

Temporary sale of existing securities with an obligation of subsequent repurchase.

Maximum amount

10% of the portfolio value or up to €20,000

10% of the portfolio value or up to €20,000

10% of the portfolio value or up to €20,000

10% of the portfolio value or up to €20,000

50% of the portfolio value, or up to EUR 70,000

50% of the portfolio value, or up to EUR 70,000

Min. portfolio value

No minimum

No minimum

No minimum

No minimum

100,000 EUR

100,000 EUR

Maturity

6 months with the possibility of extension

6 months with the possibility of extension

One calendar year

One calendar year

12 months

12 months

Interest rate

1M Euribor + 8% p.a.

1M Euribor + 8% p.a.

1M Euribor + 8% p.a.

1M Euribor + 8% p.a.

1M Euribor + 6.4% p.a.

1M Euribor + 6.4% p.a.

Approval

1–2 working days

1–2 working days

1–2 working days

1–2 working days

1–2 working days

1–2 working days

All interest rates also include a variable margin (monthly rate of inflation / rise in the prices of housing and other life necessities). If 1M Euribor or the monthly rate are negative, their value is zero.

All interest rates also include a variable margin (monthly rate of inflation / rise in the prices of housing and other life necessities). If 1M Euribor or the monthly rate are negative, their value is zero.

Advantages

Why choose a loan with ILIRIKA?

Success depends on our quick reactions to the opportunities offered. Funds are usually unavailable at such times — that is why we offer you the possibility of loans.

Without going to a branch

You can apply for a loan using the online form on the ILIRIKA Online platform, right from the comfort of your own home.

Quick approval

The loan is expected to be approved within one to two business days. The funds are immediately available on the trading account.

Flexibility

You can repay the loan at any time. We tailor loans to the individual needs and wishes of our clients.

Frequently asked questions

Everything you need to know.

Is the loan allowed only for the purchase of shares?

Which securities can I trade?

What are the costs?

How can I activate the limit/REPO/lending option on my investment account?

How does leverage trading work?

What are ETFs?

How to open a trading account?

Contact us

Do you have a question about loans?

Leave us your details and we will call you back. We will be happy to help you choose the right investment solution for your goals.

Contact us

Do you have a question about loans?

Leave us your details and we will call you back. We will be happy to help you choose the right investment solution for your goals.

Contact us

Do you have a question about loans?

Leave us your details and we will call you back. We will be happy to help you choose the right investment solution for your goals.

Contact us

Do you have a question about loans?

Leave us your details and we will call you back. We will be happy to help you choose the right investment solution for your goals.

Let's talk about

financing

We tailor loans to your individual needs and wishes. Call us or write to us.

Let's talk about

financing

We tailor loans to your individual needs and wishes. Call us or write to us.

Let's talk about

financing

We tailor loans to your individual needs and wishes. Call us or write to us.

© 2026 ILIRIKA d.d. Investments in financial instruments are associated with risks.

© 2026 ILIRIKA d.d. Investments in financial instruments are associated with risks.

© 2026 ILIRIKA d.d. Investments in financial instruments are associated with risks.